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Firearm Liability in White House and Springfield, TN

Wilkinson Insurance

Having the right to bear arms was written into our constitution over two centuries ago and still stands today. With great power comes great responsibility. As a gun owner, you are held accountable for how you handle your firearm – even when you feel you are within your rights. For example, in the case of self-defense, most homeowner’s insurance policies exclude firearm use as a covered exposure; deeming it to be an intentional act. Therefore you would have to come out of pocket for any expenses that may occur if legal action is taken against you.

Firearm Liability Coverage Details

What is deemed to be a “justifiable circumstance” for using a firearm does not protect individuals from the potential liability exposure when in use. Even if you are found not guilty in a self-defense case, you could still be responsible for legal fees if the victim or their family take you to civil court. With recent events that have occurred, some states are considering a mandate that owners of firearms carry liability insurance.

Our firearm liability coverage includes:

  • Legal Expense Reimbursement
  • Attorney Fees
  • Bail Bond Cost Advance
  • Defense and Indemnity
  • Civil Liability
  • Psychological Support
  • Compensation While in Court

What you can expect from us

Our team works with each customer to create a tailored policy to fit their needs. We have extensive knowledge in this type of insurance and know what it takes to keep you secure. Call or contact us today to learn how we can keep you secure. To get started on a policy, request a quote.


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Our Location

Wilkinson Insurance Agency

Wilkinson Insurance Agency

205 Highway 76
White House, TN 37188
Main office: 615-274-4530
Toll free: 877-556-7922
Fax: 615-672-2140

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.