A Fresh Start for the School Year—and Your Coverage

As backpacks get packed and routines settle in, September is the perfect time for families to not only organize their schedules—but also their insurance. Life changes quickly, and often quietly. The start of a new school year brings shifts that could impact your policies in ways you haven’t considered.

Here are five smart insurance check-ins to keep your family protected this fall:

1. Is Your Teen Driving?

Whether your teen is learning to drive or has recently hit the road solo, your auto policy needs a review. Teen drivers present higher risks—and may also qualify for discounts, like good student or safe driver incentives. Ask us about adding or adjusting coverage.

2. Do You Have a College Student Living Away From Home?

If your child is moving into a dorm or off-campus housing, their belongings might not be fully covered under your existing homeowners policy. We can help assess whether you need a renter’s policy or extended coverage for laptops, bikes, or other valuables.

3. Working From Home More Often?

If your remote work setup has become permanent—or if you’re running a side business from home—you may need an endorsement to cover home office equipment or liability. These updates are easy to overlook but vital in the event of a claim.

4. Do You Carpool or Host After-School Activities?

If other children are riding in your vehicle or spending time at your home regularly, make sure your auto and homeowners liability coverage is sufficient. An umbrella policy can offer extra peace of mind for minimal cost.

5. Have You Updated Your Home or Life Insurance Recently?

New school years are often paired with life milestones—new homes, new jobs, new additions to the family. If you’ve experienced any changes this year, it’s time to update your coverage.

We’re Here to Help You Reset

Taking a few minutes now to review your policies can save you stress and money later. At Wilkinson Insurance, we make it easy to check your coverage, make adjustments, and feel confident going into fall—whatever your schedule looks like.

Contact us today for a back-to-school insurance check-in. We’ll help you keep your family, home, and future covered.